REMITTANCE

  • Home Loan @8.75 %
  • Gold Loan @10.50 %
  • Savings Account
  • Current Account
 
 
  • Issue of Demand Draft
  • Issue of Pay Order
  • Outward bills for collection/Inward bills for collection
  • Mail Transfer
  • Telegraphic Transfer
  • Electronic Fund Transfer (EFT) through RBI Network
  • Electronic Clearing System (ECS) through RBI Network

RATE OF INTEREST ON LOAN & ADVANCES w.e.f. 1st March 2014 PLR 13.75%

AREA OF SERVICES CHARGES

DEMAND DRAFT / MAIL TRANSFER

Upto Rs. 1,000/- Charges Rs. 20/-
LRs 1001/- to Rs.5,000/- Charges Rs. 25/-
Rs 5001/- to Rs.10,000/- Charges Rs. 30/-
Above Rs.10,000/- Rs. 3.00 per thousand, subject to a Maximum of Rs. 7,500/- 50% more charges than the normal will be levied, if the remittance is made against cash on behalf of our customers.

200% charges than the normal will be levied if the remittance is made against cash on behalf of non customers provided a copy of PAN Card is submitted and compliance of KYC norms. (Branch officials should see that RBI & IT guidelines are strictly followed)

A concession of 50% in the present service charges for issuance of demand draft exceeding Rs.10,000/- on any of our Bank's branches (including cheques issued on other banks by us under specific arrangement made for this purpose) For-Current Account Holder who is maintaining minimum deposit of Rs.1,00,000/- in his current account during the last quarter and continues to maintain during the current quarter.

The aforesaid incentive may also be allowed to the borrower, who is enjoying the Credit Rating AAA and Prime Borrower..

TELEGRAPHIC TRANSFER

Charges DD Charges + 15% over the actual facsimile charges.

ISSUANCE OF DUPLICATE DRAFT

Upto Rs. 1,000/- Rs.20/-per draft + Incidental Charges.
Above Rs.1,000/- and upto Rs.5,000/- Rs.40/-per draft + Incidental charges
Above Rs.5,000 Revalidation / Cancellation of Demand Draft : Rs.60/- per draft + Incidental charges.

Upto Rs.10,000/- Rs.22/- per draft in either case.

> Rs.10,000/- Rs.33/- per draft in either case.

BANKERS CHEQUE / PAYORDER

Upto Rs. 1,000/- Charges Rs. 20/-
> Rs.1,000/- and upto Rs.5,000/- Charges Rs. 25/-
> Rs.5,000/- and upto Rs.10,000/- Charges Rs. 30/-
> Rs.10,000/- Rs.1/- per thousand/- 50% more charges than the normal will be levied, if the remittance is made against cash on behalf of our customers.

200% charges than the normal will be levied if the remittance is made against cash on behalf of non customers provided a copy of PAN Card is submitted. and compliance of KYC norms.

25% concession in commission will be allowed to current account holder who is maintaining minimum deposit of Rs.1.00 lac in his current account during the last quarter and continues to maintain during the current quarter.
Revalidation or Cancellation 50% concession in commission will be allowed to current account holder who is maintaining minimum deposit of Rs.2.00 lacs in his current account during the last quarter and continues to maintain during the current quarter.
Issue of duplicate Banker's cheque/pay order Facility of issuance of pay orders free of charge will be allowed to current account holder who is maintaining minimum deposit of Rs.5.00 lacs in his current account during the last quarter and continues to maintain during the current quarter.

Upto Rs.5,000/- Rs.22/- per draft

> Rs.5000/- Rs.33/- per draft

Upto Rs.1000/- Rs.20/- > Rs.1000/- to Rs.5000/- Rs.40/-

> Rs.5000/- Rs.60/-