Working Capital Facilities


  • The Bank has various types of Loan schemes and Credit facilities suitable to individuals, small businessmen, traders, transport operators, etc.
  • Bank considers overdraft for Retail Traders, SSI units, Medium sized and Large sized units, Manufacturing units, Businessman on large scale in the form of Working Capital Facilities.
We have very competitive lending rates for the loans and advances against pledge of Govt. Securities viz. RBI Relief Bonds, National Savings Certificates ( NSC's), Kisan Vikas Patra's etc. and assignment of LIC Policies

Our Prime Lending Rate is 13.75%.

  • Overdraft Accouts for Working Capital
  • Overdraft against Hypothication of Stock
  • Overdraft against Hypothication of Book Debts
  • Overdraft against Term Deposit of our Bank
  • Overdraft against Pledge of Goods